Committed to your needs

Panhandle State Bank is a local full service community bank with a vested interest in providing you the Home Lending solution that best fits your needs.  Our solutions include but are not limited to the following.

• Conventional Fixed and ARM loans
• Jumbo and Super Jumbo fixed and ARM loans
• FHA
• VA
• Lot loans
• All in One Construction loans
• First Time Home Buyer Loans
• Grant programs for qualified borrowers
• Manufactured Home financing

What makes us unique is our level of customer service that cannot be equaled. We are active in our local community and have a deep commitment to making sure that you get the loan that best fits your needs. Our loan officers know that your life does not fit traditional business hours and therefore they are available to you on your schedule and not ours. Please call us today for an appointment or to visit more about our full range of products and solutions to your needs.